For decades, pensions were the cornerstone of retirement planning in Puerto Rico. Workers expected a steady income after retirement, guaranteed for life. But that reality has changed. Following government...
Are you planning for a stable and financially secure retirement in Puerto Rico? Rolling over your IRA into an annuity is an effective strategy for Puerto Ricans to guarantee...
In Puerto Rico, family is everything. Yet, too often, families are left dealing with overwhelming financial burdens when a loved one passes away without a proper plan. From unexpected...
As inflation rises and the global markets fluctuate, retirees and near-retirees in Puerto Rico are becoming more cautious about how they plan for retirement. While many once relied on...
Many people in Puerto Rico worry about running out of money in retirement—and with good reason. Social Security benefits often fall short, and traditional employer pensions are becoming increasingly...
Everyday life in Puerto Rico is getting more expensive—groceries, gas, housing, and healthcare costs are all climbing faster than many people’s incomes. That’s the real impact of inflation. If...
Building wealth isn’t just about saving money—it’s about making your money work smarter. For residents of Puerto Rico, that process comes with unique challenges and golden opportunities. With local...
Life can change in an instant. One emergency surgery or extended hospital stay could wipe out savings that took decades to build. For families in Puerto Rico, where healthcare...
Imagine your loved ones in Puerto Rico going through legal stress and delays just to access your bank accounts or home after you’re gone. It’s a reality for many...
If you’re living in Puerto Rico and nearing retirement—or have recently changed jobs—you might be wondering what to do with your 401(k). Should you leave it where it is,...
